Small Business Financing Services

Arizonia Business
fINANCING sERVICES


  • We’ve partnered with a $2.2 billion direct lender and tech-enabled loan marketplace to offer affordable and comprehensive financing for a variety of business needs.
  • Nationwide lending and most business types are eligible even those turned down by other lenders due to credit issues, limited collateral, or other financing barriers.
  • Choose from multiple financing programs including SBA 7(a), SBA 504, SBA Express, Conventional Business Term Financing, and Commercial Real Estate Financing.

fast capital

We offer multiple financing options for businesses including Term LoansSBA LoansAdvancesCredit Lines, and more! We can even consider borrowers turned down by other lenders due to low credit or other financing barriers.

Funds can be used for most business purposes such as to buy equipment or inventory, for working capital, or to consolidate debt or merchant cash advances.
$1,000 to $500,000+ financing sizes
• Up to 10-year financing terms
available.
• No minimum credit score required
• No set credit score minimum
• Competitive financing rates with the option to choose from multiple offers and product types
• No minimum revenue required
• 100%financing on equipment
purchases
This does not apply for startups, in most cases a down payment would be required on a purchase for a startup.
• No minimum time in business (startups considered for stronger credit profiles with compensating factors)

CREDIT LINE

Are you seeking flexible access to capital, where you pay only for the funds you need? A revolving business line of credit operates like a credit card, usually offering a higher credit limit and lower interest rate, and you pay interest and fees solely on the funds you utilize.

You can pay off your balance at any time without incurring penalties and repeatedly draw funds for expansion, emergencies, or any unforeseen business expenses—all through a convenient online portal.

BUSINESS FINANCING

Business owners can access flexible Conventional Loans or preferred SBA Financing for a variety of business purposes.
to purchase or construct commercial real estate, to buy or start a business
for large amounts of working capital, to open a new location, or to consolidate debt or merchant cash advances.

We can even consider borrowers turned down by other lenders due to credit issues, limited collateral, or other financing barriers.
Cannabis financing also available!

A One Stop Shop For All
Your Financing Needs!

EQUIPMENT

We are partners with one of the nation’s top equipment lenders and our customized term and payment options match your business’s cash-flow cycle.

Our innovative loan portal and live personal support enable us to issue financing approvals in hours, and fund in less than a day.

Most equipment and businesses are eligible, and you can count on the most competitive terms and a tailored equipment financing structure that works for you.

CREDIT BUILDER

Even if you have no or low credit, you may still be eligible to prequalify for financing without impacting your credit through our flexible programs. If financing eligibility remains a challenge, our advisors can assist you in selecting from various Credit Builder products, such as the Credit Builder Loan, Credit Builder Card, Bill and Rent Reporting, and Credit Repair.

With ongoing credit score monitoring, you’ll receive notifications about score improvements and when you’ve re-qualified for better financing terms.

FAQS

Listed here are the most commonly asked questions about who we are and how we operate. If you have a question that
is not found here, please do not hesitate to contact us and we will be happy to address it.

We are Partners with a $3.1 billion national financial institution. Our partner is an approved direct commercial real estate lender, investment residential lender, business lender, SBA lender, USDA lender, and equipment financing lender.
Our partner also administers a cutting-edge, technology-based intermediary loan marketplace that facilitates the placement of loans fund in-house, as well as through strategic network of lending partners. Our partner
lends in all 50 States plus Washington, DC.
We are not brokers but rather partners and facilitators. We operate as independent contractors and partners.

We charge no upfront or application fees. After a borrower signs and accepts a term sheet, he/she will be responsible for the payment of any required due diligence fees (if applicable), such as an appraisal or environmental report fee.

Closing time depends on the financing type, but we prioritize speed throughout the loan process. Equipment and marketplace business financing can be approved and funded in less than a day.

Real estate, SBA, and USDA loan approval can occur in a matter of days (after receipt of a completed loan application), with the entire funding process taking approximately 45 to 90 days.

We offer loan programs in all 50 states plus Washington, DC. We do not offer any loan programs in any other countries.

Only commercial real estate, 1 to 4 unit non-owner occupied residential properties held (or to be acquired) for investment purposes, businesses and hard business assets (i.e., equipment, machinery, etc.) are eligible for financing under our programs.

We can also provide business financing without any collateral in a number of cases.
We do not offer financing on owner-occupied residential properties, securities or any other types of collateral.

The documentation required will vary depending on the financing type.

Equipment Financing less than $150K (and up to $350K in some cases) requires only:

▶ A completed verbal or 1-page application for approval, and a few basic items to fund (this is why we can fund in as little as 82 minutes!)

SBABusiness, and Real Estate Financing may require additional documentation such as a personal financial statement, bank statements, financials and/or tax returns.

Documentation requirements for the participating lenders in our marketplace will vary by lender and transaction type. We only partner with the most technology-efficient lenders that have a track-record of performance. Many marketplace loans can fund with basic documentation in as fast as a few hours.

Absolutely!
Simple register with us and we will provide you with all the documentations and information you need for us to work together. Register here

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